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Code
of Consumer Rights
We
adhere to the Code
of Consumer Rights
and Responsibilities.
As your broker,
we will work with
you to place your
business with whatever
company that you
agree is best for
you. We have NO
allegiance to one
particular company.
All of our insurance
companies give us
a contingent commission
of about 1 or 2%
based on our profitability,
our sales performance,
our losses and our
potential losses.
It is important
therefore that we
work with our clients
to prevent claims.
We
are paid on a commission
basis from the insurance
companies. The commission
is standard for
all our companies.
Car and fleet policies
range from 5% to
12.5% commission
and all property
and casualty policies
range from 10% to
35% commission.
Our
Brokerage Group
has over 12,000
clients and we are
working hard to
keep up with the
new commercial business
that is referred
to us due to our
low rates and personal
service.
We
represent each of
the following companies
that are available
to you, our client.
AIG,
Aviva, AXA, Boiler
Inspection, Citadel,
Cowan, Creechurch,
Dominion of Canada,
Eastern Marine,
Ecclesiastical Insurance,
Economical, Encon,
Equine Insurance,
Elliott Special
Risks, Federation,
Grain Insurance,
Genmark, Gerling
Global, ING, JEVCO,
Lloyds of London,
Markel, Optimum
Frontier, Pafco,
Perth, Pilot, Premier
Marine, St. Paul,
Sovereign General,
Wawanesa, York Fire
and Zurich.
Every
major insurance
company is represented
in our office. Some
have better service
and rates than others.
Most will niche
market specific
types of business.
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